Fidelity Investments Review

Updated March 2026 7 min read
4.8

Bottom Line

Fidelity Investments is best for long-term investors and retirement planners who want comprehensive tools. Zero commission trades and zero expense ratio index funds make it stand out, though platform can feel complex is worth considering.

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Key Features

Platform Type Full Service Broker
Stock Commission $0
Options Fee $0.65
Account Minimum $0
Fractional Shares Yes
Robo-Advisor Fee 0.35%

Rating Breakdown

Ease of Use 5.0
Investment Options 5.0
Fees & Costs 4.0
Research Tools 4.0

Pros & Cons

Fidelity Investments Pros

  • + Zero commission trades
  • + Zero expense ratio index funds
  • + Excellent research
  • + Fractional shares
  • + No account minimums
  • + Great retirement tools

Fidelity Investments Cons

  • - Platform can feel complex
  • - Crypto not directly available
  • - International trading limited
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Who Is Fidelity Investments Best For?

Fidelity Investments is ideal for long-term investors and retirement planners who want comprehensive tools. If that describes you, it's one of the strongest options available in 2026.

Key advantages include zero commission trades, zero expense ratio index funds, excellent research. The main drawbacks to be aware of are platform can feel complex and crypto not directly available.

Our Verdict: 4.8/5

Fidelity Investments earns a top rating from us. It excels in nearly every category and is one of our highest recommendations.

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Frequently Asked Questions

Fidelity Investments is a regulated brokerage. Customer accounts are typically protected by SIPC up to $500,000 ($250,000 for cash). Always verify current regulatory status and SIPC membership before investing.

Fidelity Investments charges $0 for stock trades and $0.65 for options. Fee structures can change — confirm on their website.

Fidelity Investments does offer fractional shares, allowing you to invest in high-priced stocks with any dollar amount.

Fidelity Investments requires $0 to open an account. This makes it accessible to investors of all levels.

Fidelity Investments is best for long-term investors and retirement planners who want comprehensive tools. Zero commission trades make it attractive, though platform can feel complex may require more experience to navigate effectively.

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