Average Insurance Premiums in Colorado (2026)
Crowdsourced and BLS-baseline data on what people actually pay for insurance in Colorado. No affiliate rankings. Anonymous submissions only.
Auto
$134/mo
avg monthly
Home
$162/mo
avg monthly
Health
$468/mo
avg monthly
Life
$31/mo
avg monthly
Frequently asked questions
What is the average car insurance cost in Colorado?
The average car insurance premium in Colorado is approximately $134/month based on anonymized community submissions and NAIC state data. Rates vary significantly based on driving record, vehicle type, age, and coverage level.
How much does home insurance cost in Colorado?
Homeowners in Colorado pay an average of $162/month. Coastal states and areas with high weather risk tend to have significantly higher premiums.
What do people pay for health insurance in Colorado?
Individual health insurance in Colorado averages $468/month for marketplace plans. Employer-sponsored plans are typically lower but vary by employer contribution.
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