InsuranceIndiana
IN · BLS/NAIC estimates · 2026

Average Insurance Premiums in Indiana (2026)

Crowdsourced and BLS-baseline data on what people actually pay for insurance in Indiana. No affiliate rankings. Anonymous submissions only.

Auto

$108/mo

avg monthly

Home

$118/mo

avg monthly

Health

$428/mo

avg monthly

Life

$26/mo

avg monthly

Frequently asked questions

What is the average car insurance cost in Indiana?

The average car insurance premium in Indiana is approximately $108/month based on anonymized community submissions and NAIC state data. Rates vary significantly based on driving record, vehicle type, age, and coverage level.

How much does home insurance cost in Indiana?

Homeowners in Indiana pay an average of $118/month. Coastal states and areas with high weather risk tend to have significantly higher premiums.

What do people pay for health insurance in Indiana?

Individual health insurance in Indiana averages $428/month for marketplace plans. Employer-sponsored plans are typically lower but vary by employer contribution.

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