InsuranceKansas
KS · BLS/NAIC estimates · 2026

Average Insurance Premiums in Kansas (2026)

Crowdsourced and BLS-baseline data on what people actually pay for insurance in Kansas. No affiliate rankings. Anonymous submissions only.

Auto

$116/mo

avg monthly

Home

$158/mo

avg monthly

Health

$434/mo

avg monthly

Life

$27/mo

avg monthly

Frequently asked questions

What is the average car insurance cost in Kansas?

The average car insurance premium in Kansas is approximately $116/month based on anonymized community submissions and NAIC state data. Rates vary significantly based on driving record, vehicle type, age, and coverage level.

How much does home insurance cost in Kansas?

Homeowners in Kansas pay an average of $158/month. Coastal states and areas with high weather risk tend to have significantly higher premiums.

What do people pay for health insurance in Kansas?

Individual health insurance in Kansas averages $434/month for marketplace plans. Employer-sponsored plans are typically lower but vary by employer contribution.

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