Average Insurance Premiums in Louisiana (2026)
Crowdsourced and BLS-baseline data on what people actually pay for insurance in Louisiana. No affiliate rankings. Anonymous submissions only.
Auto
$198/mo
avg monthly
Home
$196/mo
avg monthly
Health
$448/mo
avg monthly
Life
$29/mo
avg monthly
Frequently asked questions
What is the average car insurance cost in Louisiana?
The average car insurance premium in Louisiana is approximately $198/month based on anonymized community submissions and NAIC state data. Rates vary significantly based on driving record, vehicle type, age, and coverage level.
How much does home insurance cost in Louisiana?
Homeowners in Louisiana pay an average of $196/month. Coastal states and areas with high weather risk tend to have significantly higher premiums.
What do people pay for health insurance in Louisiana?
Individual health insurance in Louisiana averages $448/month for marketplace plans. Employer-sponsored plans are typically lower but vary by employer contribution.
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