Average Insurance Premiums in Massachusetts (2026)
Crowdsourced and BLS-baseline data on what people actually pay for insurance in Massachusetts. No affiliate rankings. Anonymous submissions only.
Auto
$138/mo
avg monthly
Home
$142/mo
avg monthly
Health
$532/mo
avg monthly
Life
$34/mo
avg monthly
Frequently asked questions
What is the average car insurance cost in Massachusetts?
The average car insurance premium in Massachusetts is approximately $138/month based on anonymized community submissions and NAIC state data. Rates vary significantly based on driving record, vehicle type, age, and coverage level.
How much does home insurance cost in Massachusetts?
Homeowners in Massachusetts pay an average of $142/month. Coastal states and areas with high weather risk tend to have significantly higher premiums.
What do people pay for health insurance in Massachusetts?
Individual health insurance in Massachusetts averages $532/month for marketplace plans. Employer-sponsored plans are typically lower but vary by employer contribution.
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