Average Insurance Premiums in New Jersey (2026)
Crowdsourced and BLS-baseline data on what people actually pay for insurance in New Jersey. No affiliate rankings. Anonymous submissions only.
Auto
$162/mo
avg monthly
Home
$138/mo
avg monthly
Health
$516/mo
avg monthly
Life
$33/mo
avg monthly
Frequently asked questions
What is the average car insurance cost in New Jersey?
The average car insurance premium in New Jersey is approximately $162/month based on anonymized community submissions and NAIC state data. Rates vary significantly based on driving record, vehicle type, age, and coverage level.
How much does home insurance cost in New Jersey?
Homeowners in New Jersey pay an average of $138/month. Coastal states and areas with high weather risk tend to have significantly higher premiums.
What do people pay for health insurance in New Jersey?
Individual health insurance in New Jersey averages $516/month for marketplace plans. Employer-sponsored plans are typically lower but vary by employer contribution.
Help improve New Jersey data
Anonymous. 60 seconds. Every submission makes this more accurate.
Add your New Jersey premium →