InsuranceOregon
OR · BLS/NAIC estimates · 2026

Average Insurance Premiums in Oregon (2026)

Crowdsourced and BLS-baseline data on what people actually pay for insurance in Oregon. No affiliate rankings. Anonymous submissions only.

Auto

$114/mo

avg monthly

Home

$98/mo

avg monthly

Health

$452/mo

avg monthly

Life

$30/mo

avg monthly

Frequently asked questions

What is the average car insurance cost in Oregon?

The average car insurance premium in Oregon is approximately $114/month based on anonymized community submissions and NAIC state data. Rates vary significantly based on driving record, vehicle type, age, and coverage level.

How much does home insurance cost in Oregon?

Homeowners in Oregon pay an average of $98/month. Coastal states and areas with high weather risk tend to have significantly higher premiums.

What do people pay for health insurance in Oregon?

Individual health insurance in Oregon averages $452/month for marketplace plans. Employer-sponsored plans are typically lower but vary by employer contribution.

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