Average Insurance Premiums in Tennessee (2026)
Crowdsourced and BLS-baseline data on what people actually pay for insurance in Tennessee. No affiliate rankings. Anonymous submissions only.
Auto
$118/mo
avg monthly
Home
$132/mo
avg monthly
Health
$416/mo
avg monthly
Life
$26/mo
avg monthly
Frequently asked questions
What is the average car insurance cost in Tennessee?
The average car insurance premium in Tennessee is approximately $118/month based on anonymized community submissions and NAIC state data. Rates vary significantly based on driving record, vehicle type, age, and coverage level.
How much does home insurance cost in Tennessee?
Homeowners in Tennessee pay an average of $132/month. Coastal states and areas with high weather risk tend to have significantly higher premiums.
What do people pay for health insurance in Tennessee?
Individual health insurance in Tennessee averages $416/month for marketplace plans. Employer-sponsored plans are typically lower but vary by employer contribution.
Help improve Tennessee data
Anonymous. 60 seconds. Every submission makes this more accurate.
Add your Tennessee premium →