InsuranceWashington
WA · BLS/NAIC estimates · 2026

Average Insurance Premiums in Washington (2026)

Crowdsourced and BLS-baseline data on what people actually pay for insurance in Washington. No affiliate rankings. Anonymous submissions only.

Auto

$122/mo

avg monthly

Home

$108/mo

avg monthly

Health

$488/mo

avg monthly

Life

$32/mo

avg monthly

Frequently asked questions

What is the average car insurance cost in Washington?

The average car insurance premium in Washington is approximately $122/month based on anonymized community submissions and NAIC state data. Rates vary significantly based on driving record, vehicle type, age, and coverage level.

How much does home insurance cost in Washington?

Homeowners in Washington pay an average of $108/month. Coastal states and areas with high weather risk tend to have significantly higher premiums.

What do people pay for health insurance in Washington?

Individual health insurance in Washington averages $488/month for marketplace plans. Employer-sponsored plans are typically lower but vary by employer contribution.

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