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Credit Analyst Salary in St. Louis, Missouri

Updated 2026-04-05BLS 2024 data — be the first to add a local report

Salary Distribution

BLS 2024
$71,111/ year

Median Credit Analyst in St. Louis, MO

$40,869
10th
$49,840
25th
$71,111
Median
$96,120
75th
$117,266
90th

Compensation Breakdown

BLS 2024
Base salary (median)
$71,111
Total compensation (est.)
$81,778
Bonus range
$2,800 – $12,960
Mean salary
$75,378

How This Compares

St. Louis, MO median
$71,111
Missouri median
$81,498-12.7%
National median
$79,900-11.0%

Cost of living in St. Louis is 11% below the national average. Salary of $71,111 here is equivalent to $79,900 nationally.

Salary by Experience

0-2 years
$51,200-28.0%
3-5 years
$64,711-9.0%
6-10 years
$79,644+12.0%
10+ years
$98,133+38.0%

Salary by Company Size

Startup (< 100 employees)
$62,578-12.0%
Mid-size (100–5,000)
$71,111
Enterprise (5,000+)
$83,911+18.0%

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Credit Analyst Salaries in Nearby Cities

Kansas City, MO$72,709/yr
Springfield, MO$79,900/yr
Columbia, MO$79,900/yr
Independence, MO$79,900/yr

Related Jobs in St. Louis

Financial Analyst$88,119/yr
Accountant$71,093/yr
CPA$71,093/yr
Investment Banker$88,119/yr
Financial Advisor$88,626/yr

Quick Numbers

Hourly (40hr week)$34/hr
Monthly gross$5,926/mo
25th percentile$49,840/yr
75th percentile$96,120/yr

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Market Context

via FRED

Fed Funds Rate

Mar 2026

3.64%

Inflation (CPI)

year-over-year

2.4%+0.04

National Unemployment

Mar 2026

4.3%-0.10

Missouri Unemployment

Dec 2025

3.9%-0.10

Avg Hourly Earnings

all private workers

$37.38+$0.09

10yr Treasury

Apr 2026

4.31%

Source: St. Louis Fed (FRED). Updated daily.

Credit Analyst Salaries by City

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Frequently Asked Questions

What is the average Credit Analyst salary in St. Louis?

The median Credit Analyst salary in St. Louis is $71,111 per year, with a range from $49,840 at the 25th percentile to $96,120 at the 75th percentile. Total compensation including bonuses typically runs higher — see the breakdown above for the full picture.

How does Credit Analyst pay in St. Louis compare to the national average?

Credit Analyst salaries in St. Louis are 11% below the national median of $79,900. After adjusting for St. Louis's cost of living, the purchasing power of that salary is equivalent to roughly $79,900 nationally — which is the number that actually matters when comparing offers across cities.

What factors affect Credit Analyst salaries in St. Louis?

In St. Louis, the biggest drivers are years of experience, company size, and industry vertical. Entry-level Credit Analyst roles start around $40,869, while senior and staff-level positions at larger employers can reach $117,266 or above. Specialized skills and in-demand tools can also meaningfully shift where you land in the range.

Is St. Louis a good place for Credit Analyst jobs?

St. Louis offers a Credit Analyst median of $71,111, which is 11% below the US median of $79,900. Whether that makes it a good market depends on your personal cost-of-living equation — St. Louis is 11% cheaper than the national average, so factor that into your math.

How do I negotiate a higher Credit Analyst salary?

Start with the data on this page: the 75th percentile for Credit Analyst in St. Louis is $96,120, which is a defensible anchor for a negotiation. Come in with a specific number backed by real market data — not a range — and reference your experience tier. If you're above the median, ask for the 75th percentile. If you're already at the 75th, push for total comp improvements like equity or bonus instead.