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Underwriter Salary in Boise, Idaho

Updated 2026-04-05BLS 2024 data — be the first to add a local report

Salary Distribution

BLS 2024
$75,869/ year

Median Underwriter in Boise, ID

$44,083
10th
$53,760
25th
$75,869
Median
$103,680
75th
$126,490
90th

Compensation Breakdown

BLS 2024
Base salary (median)
$75,869
Total compensation (est.)
$87,249
Bonus range
$2,800 – $12,960
Mean salary
$80,421

How This Compares

Boise, ID median
$75,869
Idaho median
$80,611-5.9%
National median
$79,030-4.0%

Cost of living in Boise is 0% below the national average. Salary of $75,869 here is equivalent to $75,869 nationally.

Salary by Experience

0-2 years
$54,626-28.0%
3-5 years
$69,041-9.0%
6-10 years
$84,973+12.0%
10+ years
$104,699+38.0%

Salary by Company Size

Startup (< 100 employees)
$66,765-12.0%
Mid-size (100–5,000)
$75,869
Enterprise (5,000+)
$89,525+18.0%

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Underwriter Salaries in Nearby Cities

Nampa, ID$79,030/yr
Meridian, ID$79,030/yr

Related Jobs in Boise

Financial Analyst$95,050/yr
Accountant$76,685/yr
CPA$76,685/yr
Investment Banker$95,050/yr
Financial Advisor$95,597/yr

Quick Numbers

Hourly (40hr week)$36/hr
Monthly gross$6,322/mo
25th percentile$53,760/yr
75th percentile$103,680/yr

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Market Context

via FRED

Fed Funds Rate

Mar 2026

3.64%

Inflation (CPI)

year-over-year

2.4%+0.04

National Unemployment

Mar 2026

4.3%-0.10

Idaho Unemployment

Dec 2025

3.6%-0.10

Avg Hourly Earnings

all private workers

$37.38+$0.09

10yr Treasury

Apr 2026

4.31%

Source: St. Louis Fed (FRED). Updated daily.

Underwriter Salaries by City

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Frequently Asked Questions

What is the average Underwriter salary in Boise?

The median Underwriter salary in Boise is $75,869 per year, with a range from $53,760 at the 25th percentile to $103,680 at the 75th percentile. Total compensation including bonuses typically runs higher — see the breakdown above for the full picture.

How does Underwriter pay in Boise compare to the national average?

Underwriter salaries in Boise are 4% below the national median of $79,030. After adjusting for Boise's cost of living, the purchasing power of that salary is equivalent to roughly $75,869 nationally — which is the number that actually matters when comparing offers across cities.

What factors affect Underwriter salaries in Boise?

In Boise, the biggest drivers are years of experience, company size, and industry vertical. Entry-level Underwriter roles start around $44,083, while senior and staff-level positions at larger employers can reach $126,490 or above. Specialized skills and in-demand tools can also meaningfully shift where you land in the range.

Is Boise a good place for Underwriter jobs?

Boise offers a Underwriter median of $75,869, which is 4% below the US median of $79,030. Whether that makes it a good market depends on your personal cost-of-living equation — Boise is 0% cheaper than the national average, so factor that into your math.

How do I negotiate a higher Underwriter salary?

Start with the data on this page: the 75th percentile for Underwriter in Boise is $103,680, which is a defensible anchor for a negotiation. Come in with a specific number backed by real market data — not a range — and reference your experience tier. If you're above the median, ask for the 75th percentile. If you're already at the 75th, push for total comp improvements like equity or bonus instead.