folvr

Underwriter Salary in Naperville, Illinois

Updated 2026-04-05BLS 2024 data — be the first to add a local report

Salary Distribution

BLS 2024
$79,030/ year

Median Underwriter in Naperville, IL

$45,920
10th
$56,000
25th
$79,030
Median
$108,000
75th
$131,760
90th

Compensation Breakdown

BLS 2024
Base salary (median)
$79,030
Total compensation (est.)
$90,885
Bonus range
$2,800 – $12,960
Mean salary
$83,772

How This Compares

ℹ

Local BLS metro data isn't available for Naperville yet — showing the national median as a reference. Add local data →

Naperville, IL median
$79,030
Illinois median
$80,611-2.0%
National median
$79,030

Cost of living in Naperville is 0% below the national average. Salary of $79,030 here is equivalent to $79,030 nationally.

Salary by Experience

0-2 years
$56,902-28.0%
3-5 years
$71,917-9.0%
6-10 years
$88,514+12.0%
10+ years
$109,061+38.0%

Salary by Company Size

Startup (< 100 employees)
$69,546-12.0%
Mid-size (100–5,000)
$79,030
Enterprise (5,000+)
$93,255+18.0%

Add your salary data

Anonymous. 60 seconds. See how you compare instantly.

$80K
$30K$500K

Underwriter Salaries in Nearby Cities

Chicago, IL$95,626/yr
Aurora, IL$79,030/yr
Joliet, IL$79,030/yr
Rockford, IL$79,030/yr
Springfield, IL$79,030/yr

Related Jobs in Naperville

Financial Analyst$99,010/yr
Accountant$79,880/yr
CPA$79,880/yr
Investment Banker$99,010/yr
Financial Advisor$99,580/yr

Quick Numbers

Hourly (40hr week)$38/hr
Monthly gross$6,586/mo
25th percentile$56,000/yr
75th percentile$108,000/yr

Find Underwriter jobs in Naperville

See open positions and negotiate with real data.

Search Indeed →Search LinkedIn →

Market Context

via FRED

Fed Funds Rate

Mar 2026

3.64%

Inflation (CPI)

year-over-year

2.4%+0.04

National Unemployment

Feb 2026

4.4%+0.10

Illinois Unemployment

Dec 2025

4.6%+0.20

Avg Hourly Earnings

all private workers

$37.32+$0.15

10yr Treasury

Apr 2026

4.33%

Source: St. Louis Fed (FRED). Updated daily.

Underwriter Salaries by City

Compare all US cities →

Frequently Asked Questions

What is the average Underwriter salary in Naperville?

The median Underwriter salary in Naperville is $79,030 per year, with a range from $56,000 at the 25th percentile to $108,000 at the 75th percentile. Total compensation including bonuses typically runs higher — see the breakdown above for the full picture.

How does Underwriter pay in Naperville compare to the national average?

Underwriter salaries in Naperville are 0% above the national median of $79,030. After adjusting for Naperville's cost of living, the purchasing power of that salary is equivalent to roughly $79,030 nationally — which is the number that actually matters when comparing offers across cities.

What factors affect Underwriter salaries in Naperville?

In Naperville, the biggest drivers are years of experience, company size, and industry vertical. Entry-level Underwriter roles start around $45,920, while senior and staff-level positions at larger employers can reach $131,760 or above. Specialized skills and in-demand tools can also meaningfully shift where you land in the range.

Is Naperville a good place for Underwriter jobs?

Naperville offers a Underwriter median of $79,030, which is 0% above the US median of $79,030. Whether that makes it a good market depends on your personal cost-of-living equation — Naperville is 0% cheaper than the national average, so factor that into your math.

How do I negotiate a higher Underwriter salary?

Start with the data on this page: the 75th percentile for Underwriter in Naperville is $108,000, which is a defensible anchor for a negotiation. Come in with a specific number backed by real market data — not a range — and reference your experience tier. If you're above the median, ask for the 75th percentile. If you're already at the 75th, push for total comp improvements like equity or bonus instead.